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Fix & Flip Loan Calculator
To apply for a Fix & Flip Loan, enter your loan details below and we can Apply Now estimation report started for you. Please call us at
(813) 322-2223
if you have any additional questions.
Step
1
of
3
- Borrower & Guarantor Information
33%
Borrower & Guarantor Information
Name
(Required)
First
Last
Email
(Required)
Phone
(Required)
Borrowing Entity Name
Estimated Credit Score
(Required)
-- Select One --
750+
720-749
670-719
620-669
Under 620
Projects Completed in Last 3 Years
(Required)
-- Select One --
10+
7-9
4-6
1-3
0
Minimum FICO score for 1st-time investors is 620.
Property & Project Information
Address
(Required)
Street Address
Address Line 2
City
Alabama
Alaska
American Samoa
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
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New Hampshire
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New York
North Carolina
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Northern Mariana Islands
Ohio
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Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
U.S. Virgin Islands
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Armed Forces Americas
Armed Forces Europe
Armed Forces Pacific
State
ZIP Code
Is this is a Purchase or Refinance?
(Required)
-- Select One --
Purchase
Refinance
Renovation Description
(Required)
-- Select --
Light/Cosmetic
Moderate
Full Gut
Adding Square Footage
Purchase Price
(Required)
in USD
Existing Loan Balance
(Required)
in USD
Rehab Complete to Date
(Required)
in USD
Rehab to Complete Project
(Required)
in USD
As-Is Value (AIV)
(Required)
in USD
After-Repair Value (ARV)
(Required)
in USD
Preferred Loan Term
(Required)
-- Select One --
9 months
12 months
15 months
18 months
Property & Project
Property Address
{Address:47.1} {Address:47.2}
Transaction Type
{Is This a Purchase or Refinance?:49}
Renovation Description
{Renovation Description:60}
Estimated Loan Terms
Total Loan Amount
Day-One Funding
Rehab Funding
Interest Rate
Initial Monthly Interest Payment
Fully-Drawn Monthly Interest Payment
Origination Fee (%)
Origination Fee ($)
Exit Fee (%)
Exit Fee ($)
Loan Term
Prepaid Interest Reserve (mo.)
Prepaid Interest Reserve ($)
Estimated LTC/LTV
Day-One Funding
Loan
Day-One Funding
Cost
Purchase Price
LTC
Loan-to-Purchase Price (%)
Rehab Funding
Loan
Rehab Funding
Cost
Total Rehab Cost
LTC
LTC
Total Loan Amount LTC
Loan
Total Loan
Cost
Total Cost
LTC
LTC
As-Is Value (AIV) LTV
Loan
Day-One Funding
Value
As-Is Value
LTV
LTV
After-Repair Value (ARV) LTV
Loan
Total Loan
Value
After-Repair Value
LTV
LTARV
Borrower & Guarantor
Guarantor Name
{Name (First):39.3} {Name (Last):39.6}
Credit Score
(to be verified)
{Estimated Credit Score:43}
Recent Flips
(to be verified)
{Projects Completed in Last 3 Years:44}
Borrower Entity Name
{Borrower Entity Name:42}
Minimum Liquidity
(to be verified)
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Hidden Parameters
The fields in this section are hidden from view but are required for the calcuations.
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Minimum Loan Size
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Maximum Loan Size
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Maximum Loan-to-Purchase Price / As-Is Value
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Maximum Loan-to-Cost
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Maximum Loan-to-ARV
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Minimum Interest Rate
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Minimum Origination Fee
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Minimum Exit Fee
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Maximum Rehab-to-Purchase Price
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Minimum Prepaid Interest Reserve (mo.)
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Minimum Liquity
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Matrix (UPLOAD THE FIX & FLIP MATRIX CSV HERE)
Parameters,Defaults,750+,720-749,670-719,620-669,Under 620,10+,7-9,4-6,1-3,0,Light/Cosmetic,Moderate,Full Gut,Adding Square Footage,9,12,15,18,Refinance Maximum Loan-to-Purchase Price / As-Is Value,90.00%,0.00%,0.00%,0.00%,-5.00%,-7.50%,0.00%,0.00%,-2.50%,-5.00%,-7.50%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,-30.00% Maximum Loan-to-Cost,95.00%,0.00%,0.00%,-5.00%,-7.50%,-10.00%,0.00%,0.00%,-2.50%,-2.50%,-5.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00% Maximum Loan-to-ARV,65.00%,2.50%,0.00%,0.00%,-2.50%,-5.00%,2.50%,0.00%,0.00%,0.00%,-5.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,-5.00% Minimum Interest Rate,9.99%,0.00%,0.00%,0.25%,0.50%,1.00%,0.00%,0.00%,0.25%,0.50%,0.50%,0.00%,0.25%,0.50%,0.50%,-0.25%,0.00%,0.50%,0.75%,0.50% Minimum Origination Fee,0.75%,0.00%,0.00%,0.00%,0.25%,0.50%,0.00%,0.00%,0.00%,0.25%,0.50%,0.00%,0.00%,0.00%,0.25%,0.00%,0.00%,0.00%,0.00%,0.00% Minimum Exit Fee,0.75%,0.00%,0.00%,0.00%,0.25%,0.50%,0.00%,0.00%,0.00%,0.25%,0.50%,0.00%,0.00%,0.00%,0.25%,0.00%,0.00%,0.00%,0.00%,0.00% Maximum Rehab-to-Purchase Price,100.00%,0.00%,0.00%,-10.00%,-20.00%,-30.00%,0.00%,0.00%,-15.00%,-30.00%,-45.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00%,0.00% Minimum Prepaid Interest Reserve (mo.),0,0,0,1,2,3,0,0,1,2,3,0,0,1,2,0,0,0,1,1 Minimum Loan Size,"$150,000.00",,,,,,,,,,,,,,,,,,, Maximum Loan Size,"$2,500,000.00",,,,,,,,,,,,,,,,,,,
This field is hidden from view but contains the matrix data needed for calculations.
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Channel
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Channel Drilldown 1
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Channel Drilldown 2
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Channel Drilldown 3
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Landing Page
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Landing Page Group
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gclid_field
CAPTCHA
Email
This field is for validation purposes and should be left unchanged.
Request A Loan
Please call us at
(813) 322-2223
if you have any additional questions.
Learn more about our
Loan Programs
.
Step
1
of
4
- Your Information
25%
Which best describes you?
(Required)
-- Select One --
Direct Borrower
Broker
Other
Name
(Required)
First
Last
Phone
(Required)
Email
(Required)
Property Type
(Required)
-- Select One --
Single Family
Multifamily
Mixed Use
Warehouse
Retail
Office
Other
Is the loan against an investment property?
(Required)
Yes
No
Hill Top Capital LLC provides loans secured by investment properties only.
Property Address
(Required)
Street Address
Address Line 2
City
Alabama
Alaska
American Samoa
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Guam
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Northern Mariana Islands
Ohio
Oklahoma
Oregon
Pennsylvania
Puerto Rico
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
U.S. Virgin Islands
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Armed Forces Americas
Armed Forces Europe
Armed Forces Pacific
State
ZIP Code
Type of Loan
(Required)
-- Select One --
Refinance
Cash Out
Purchase Money
Fix & Flip
Ground Up Construction
Requested Loan Amount
(Required)
in USD
Existing Loan Amount
in USD
Purchase Price
in USD
Rehab Cost
in USD
Additional Information
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gclid_field
CAPTCHA
Email
This field is for validation purposes and should be left unchanged.
Apply Now
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